Abu Dhabi Real Estate

Dubai Islamic Bank

Dubai Islamic Bank Resale Financing-Expats

Min. Salary AED 10,000
Flat Rate
(est. equivalent)
From 1.92% p.a.
Reducing Rate
(est. equivalent)
From 3.49% p.a.
Arrangement Fee 1%
Downpayment 20%
Max Finance Amount AED 50M
Fixed/Variable Variable
Early Settlement Fee 1%

Dubai Islamic Bank Mohammed Bin Rashid Housing Establishment (Ready Property)

Min. Salary AED 70,000
Flat Rate
(est. equivalent)
From 2.07% p.a.
Reducing Rate
(est. equivalent)
From 3.75% p.a.
Arrangement Fee 1%
Downpayment 15%
Max Finance Amount AED 50M
Fixed/Variable Variable
Early Settlement Fee 1%

Dubai Islamic Bank Murabaha Fixed Rate Commercial-Locals

Min. Salary AED 10,000
Flat Rate
(est. equivalent)
From 3.85% p.a.
Reducing Rate
(est. equivalent)
From 6.99% p.a.
Arrangement Fee 1%
Downpayment 20%
Max Finance Amount AED 50M
Fixed/Variable Fixed
Early Settlement Fee 1%

Dubai Islamic Bank Murabaha Fixed Rate Commercial-Expats

Min. Salary AED 12,000
Flat Rate
(est. equivalent)
From 3.85% p.a.
Reducing Rate
(est. equivalent)
From 6.99% p.a.
Arrangement Fee 1%
Downpayment 20%
Max Finance Amount AED 50M
Fixed/Variable Fixed
Early Settlement Fee 1%

Dubai Islamic Bank Murabaha Fixed Rate Residential-Locals

Min. Salary AED 10,000
Flat Rate
(est. equivalent)
From 3.44% p.a.
Reducing Rate
(est. equivalent)
From 6.24% p.a.
Arrangement Fee 1%
Downpayment 20%
Max Finance Amount AED 50M
Fixed/Variable Fixed
Early Settlement Fee 1%

Dubai Islamic Bank Murabaha Fixed Rate Residential-Expats

Min. Salary AED 12,000
Flat Rate
(est. equivalent)
From 3.44% p.a.
Reducing Rate
(est. equivalent)
From 6.24% p.a.
Arrangement Fee 1%
Downpayment 20%
Max Finance Amount AED 50M
Fixed/Variable Fixed
Early Settlement Fee 1%

Dubai Islamic Bank Under Construction Non Freehold-Locals

Min. Salary AED 10,000
Flat Rate
(est. equivalent)
From 2.34% p.a.
Reducing Rate
(est. equivalent)
From 4.24% p.a.
Arrangement Fee 1%
Downpayment 20%
Max Finance Amount AED 50M
Fixed/Variable Variable
Early Settlement Fee 1%

Dubai Islamic Bank Under Construction Non Freehold-Expats

Min. Salary AED 12,000
Flat Rate
(est. equivalent)
From 2.34% p.a.
Reducing Rate
(est. equivalent)
From 4.24% p.a.
Arrangement Fee 1%
Downpayment 20%
Max Finance Amount AED 50M
Fixed/Variable Variable
Early Settlement Fee 1%

Dubai Islamic Bank Cash against Fully Paid Property-Locals

Min. Salary AED 10,000
Flat Rate
(est. equivalent)
From 2.76% p.a.
Reducing Rate
(est. equivalent)
From 5% p.a.
Arrangement Fee 1%
Downpayment 20%
Max Finance Amount AED 50M
Fixed/Variable Variable
Early Settlement Fee 1%

Dubai Islamic Bank Cash against Fully Paid Property-Expats

Min. Salary AED 12,000
Flat Rate
(est. equivalent)
From 2.76% p.a.
Reducing Rate
(est. equivalent)
From 5% p.a.
Arrangement Fee 1%
Downpayment 25%
Max Finance Amount AED 50M
Fixed/Variable Variable
Early Settlement Fee 1%

Dubai Islamic Bank Cash against Existing Finance-Locals

Min. Salary AED 10,000
Flat Rate
(est. equivalent)
From 2.62% p.a.
Reducing Rate
(est. equivalent)
From 4.75% p.a.
Arrangement Fee 1%
Downpayment 20%
Max Finance Amount AED 50M
Fixed/Variable Fixed
Early Settlement Fee 1%

Dubai Islamic Bank Cash against Existing Finance - Expats

Min. Salary AED 12,000
Flat Rate
(est. equivalent)
From 2.62% p.a.
Reducing Rate
(est. equivalent)
From 4.75% p.a.
Arrangement Fee 1%
Downpayment 25%
Max Finance Amount AED 50M
Fixed/Variable Variable
Early Settlement Fee 1%

Dubai Islamic Bank Mohammed Bin Rashid Housing Establishment(Under Construction)

Min. Salary AED 70,000
Flat Rate
(est. equivalent)
From 2.07% p.a.
Reducing Rate
(est. equivalent)
From 3.75% p.a.
Arrangement Fee 1%
Downpayment 15%
Max Finance Amount AED 50M
Fixed/Variable Variable
Early Settlement Fee 1%

Dubai Islamic Bank Commercial Property Finance-Locals

Min. Salary AED 10,000
Flat Rate
(est. equivalent)
From 3.45% p.a.
Reducing Rate
(est. equivalent)
From 6.25% p.a.
Arrangement Fee 1%
Downpayment 20%
Max Finance Amount AED 50M
Fixed/Variable Variable
Early Settlement Fee 1%

Dubai Islamic Bank Commercial Property Finance-Expats

Min. Salary AED 12,000
Flat Rate
(est. equivalent)
From 3.45% p.a.
Reducing Rate
(est. equivalent)
From 6.25% p.a.
Arrangement Fee 1%
Downpayment 25%
Max Finance Amount AED 50M
Fixed/Variable Variable
Early Settlement Fee 1%

Dubai Islamic Bank Multiple Property Finance-Locals

Min. Salary AED 10,000
Flat Rate
(est. equivalent)
From 3.45% p.a.
Reducing Rate
(est. equivalent)
From 6.25% p.a.
Arrangement Fee 1%
Downpayment 20%
Max Finance Amount AED 50M
Fixed/Variable Fixed
Early Settlement Fee 1%

Dubai Islamic Bank Multiple Property Finance-Expats

Min. Salary AED 12,000
Flat Rate
(est. equivalent)
From 3.45% p.a.
Reducing Rate
(est. equivalent)
From 6.25% p.a.
Arrangement Fee 1%
Downpayment 25%
Max Finance Amount AED 50M
Fixed/Variable Variable
Early Settlement Fee 1%

Dubai Islamic Bank Non Resident Property Finance- Locals

Min. Salary AED 10,000
Flat Rate
(est. equivalent)
From 3.3% p.a.
Reducing Rate
(est. equivalent)
From 5.99% p.a.
Arrangement Fee 1%
Downpayment 20%
Max Finance Amount AED 50M
Fixed/Variable Variable
Early Settlement Fee 1%

Dubai Islamic Bank Non Resident Property Finance-Expats

Min. Salary AED 12,000
Flat Rate
(est. equivalent)
From 3.3% p.a.
Reducing Rate
(est. equivalent)
From 5.99% p.a.
Arrangement Fee 1%
Downpayment 25%
Max Finance Amount AED 50M
Fixed/Variable Variable
Early Settlement Fee 1%

Dubai Islamic Bank Final Payment - Direct from Developer - Locals

Min. Salary AED 10,000
Flat Rate
(est. equivalent)
From 1.92% p.a.
Reducing Rate
(est. equivalent)
From 3.49% p.a.
Arrangement Fee 1%
Downpayment 20%
Max Finance Amount AED 50M
Fixed/Variable Variable
Early Settlement Fee 1%

Dubai Islamic Bank Final Payment - Direct from Developer - Expats

Min. Salary AED 12,000
Flat Rate
(est. equivalent)
From 1.92% p.a.
Reducing Rate
(est. equivalent)
From 3.49% p.a.
Arrangement Fee 1%
Downpayment 25%
Max Finance Amount AED 50M
Fixed/Variable Variable
Early Settlement Fee 1%

Home Finance DIB Locals

Min. Salary AED 10,000
Flat Rate
(est. equivalent)
From 2.99% p.a.
Reducing Rate
(est. equivalent)
From 2.99% p.a.
Arrangement Fee 0%
Downpayment 15%
Max Finance Amount AED 0
Fixed/Variable Fixed
Early Settlement Fee 1%

Home Finance DIB Expats

Min. Salary AED 10,000
Flat Rate
(est. equivalent)
From 2.99% p.a.
Reducing Rate
(est. equivalent)
From 2.99% p.a.
Arrangement Fee 0%
Downpayment 20%
Max Finance Amount AED 0
Fixed/Variable Fixed
Early Settlement Fee 1%

Dubai Islamic Bank Resale Financing-Locals

Min. Salary AED 10,000
Flat Rate
(est. equivalent)
From 1.92% p.a.
Reducing Rate
(est. equivalent)
From 3.49% p.a.
Arrangement Fee 1%
Downpayment 20%
Max Finance Amount AED 50M
Fixed/Variable Fixed
Early Settlement Fee 1%

Dubai Islamic Bank Al Islami Home Finance - Locals

Min. Salary AED 70,000
Flat Rate
(est. equivalent)
From 1.79% p.a.
Reducing Rate
(est. equivalent)
From 3.24% p.a.
Arrangement Fee 1%
Downpayment 15%
Max Finance Amount AED 50M
Fixed/Variable Variable
Early Settlement Fee 1%




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