Abu Dhabi Real Estate

Expats are required to put 25% as down payment for this finance. UAE Nationals are required to put 20% as down payment for this finance. Finance repayment period of up to 25 years. You require a minimum salary of AED 15,000 per month to be eligible. It is not a requirement to transfer your salary to apply. The processing fee is 1% of the loan amount The early settlement fee is applied as per UAE Central Bank policy, which is 1% of the outstanding amount (principal + profit) to date, or AED 10,000, whichever is lower. The Insurance fee is 0.035% per year of property value The interest rate starts from 3.99% fixed for 3 years. The 4th year and on will be 1.49% + EIBOR This rate is variable and is based on EIBOR plus a margin by the bank. The reducing rate of this finance is 3.99% and the equivalent flat rate is 2.09%. The calculation used is a division of the reducing rate by 1.901 and this is indicative only. Finance available on most ready projects with Title Deeds

Min. Salary AED 15,000
Flat Rate
(est. equivalent)
From 2.09% p.a.
Reducing Rate
(est. equivalent)
From 3.99% p.a.
Arrangement Fee 1%
Downpayment 25%
Max Finance Amount AED 18M
Fixed/Variable Variable
Early Settlement Fee 1%
Great for
High loan amounts
Finance available for any completed/under construction property
Applicable to both UAE Nationals and Expats
Be Aware
There is a down payment requirement
Main Benefits

  • Flexible repayment periods for the Mortgage Loans
  • High Mortgage loan amounts
  • Minimum formalities and fast approvals

Overview of Features

  • Expats are required to put 25% as down payment for this finance. UAE Nationals are required to put 20% as down payment for this finance.
  • Finance repayment period of up to 25 years.
  • You require a minimum salary of AED 15,000 per month to be eligible.
  • It is not a requirement to transfer your salary to apply.
  • The processing fee is 1% of the loan amount
  • The early settlement fee is applied as per UAE Central Bank policy, which is 1% of the outstanding amount (principal + profit) to date, or AED 10,000, whichever is lower.
  • The Insurance fee is 0.035% per year of property value
  • The interest rate starts from 3.99% fixed for 3 years. The 4th year and on will be 1.49% + EIBOR
  • This rate is variable and is based on EIBOR plus a margin by the bank.
  • The reducing rate of this finance is 3.99% and the equivalent flat rate is 2.09%. The calculation used is a division of the reducing rate by 1.901 and this is indicative only.
  • Finance available on most ready projects with Title Deeds




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