Abu Dhabi Real Estate

Features ·   Starting from 2.24% for a one-year fixed interest rate ·   Multiple fixed-rate options available so you can choose the payments and durations  ·   No approval-in-principal fees. Check your eligibility at no cost. ·   Reduced processing fee: 0.5% + VAT ·   Borrow up to 85% of the value of your home for UAE national first-time buyers ·   Borrow up to 80% of the value of your home for expat first-time buyers ·   Borrow up to AED 20m ·   Life and property insurance coverage Buyout Loans No processing fees on buyout Loans Refund of valuation fees up to AED 3,000 per property Refund of up to AED 10,000 per property for buyout fees                           Documents Requirement: v  For self- employed: ·        Valid Passport, Visa & EIDA Card copy ·        Last 6 months bank statements copy for both personal and company accounts ·        Last 2 years audited financial statements copy (For loan value greater than AED 2.5 Million) ·        Valid Trade License copy (If applicable: Memorandum of Association/ Articles of Association / Share Certificates). ·        Details of existing loans/liabilities   v  For Salaried - employed: ·        Copy of passport (validity of minimum 6 months before expire). ·        Copy of Visa (validity of minimum 6 months before expire). for UAE national Family book ·        Copy of EID. ·        Salary Certificate. ·        Confirmation letter from the company ·        6 Months Payslip. ·        Confirmation Letter addressed to Bank from your company if the customer not completed 6 months in current company ·        Copy of employed ID. ·        Latest 6 months bank statement for all transactional accounts.  

Min. Salary AED 15,000
Flat Rate
(est. equivalent)
From 0% p.a.
Reducing Rate
(est. equivalent)
From 0% p.a.
Arrangement Fee 0.5%
Downpayment 20%
Max Finance Amount AED 1.4M
Fixed/Variable Fixed
Early Settlement Fee 1%
Great for
Be Aware
Main Benefits

Overview of Features

Features

·   Starting from 2.24% for a one-year fixed interest rate

·   Multiple fixed-rate options available so you can choose the payments and durations 

·   No approval-in-principal fees. Check your eligibility at no cost.

·   Reduced processing fee: 0.5% + VAT

·   Borrow up to 85% of the value of your home for UAE national first-time buyers

·   Borrow up to 80% of the value of your home for expat first-time buyers

·   Borrow up to AED 20m

·   Life and property insurance coverage

Buyout Loans

  • No processing fees on buyout Loans
  • Refund of valuation fees up to AED 3,000 per property
  • Refund of up to AED 10,000 per property for buyout fees

 

 

 

 

 

 

 

 

 

 

 

 

 

Documents Requirement:

For self- employed:

·        Valid Passport, Visa & EIDA Card copy

·        Last 6 months bank statements copy for both personal and company accounts

·        Last 2 years audited financial statements copy (For loan value greater than AED 2.5 Million)

·        Valid Trade License copy (If applicable: Memorandum of Association/ Articles of Association / Share Certificates).

·        Details of existing loans/liabilities

 

For Salaried - employed:

·        Copy of passport (validity of minimum 6 months before expire).

·        Copy of Visa (validity of minimum 6 months before expire). for UAE national Family book

·        Copy of EID.

·        Salary Certificate.

·        Confirmation letter from the company

·        6 Months Payslip.

·        Confirmation Letter addressed to Bank from your company if the customer not completed 6 months in current company

·        Copy of employed ID.

·        Latest 6 months bank statement for all transactional accounts.

 




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