Abu Dhabi Real Estate

This finance is sharia-compliant. Expats are required to put 25% as down payment for this finance. UAE Nationals are required to put 20% as down payment for this finance. The maximum amount of finance offered is AED 15,000,000. You require a minimum salary of AED 15,000 per month to be eligible. It is not a requirement to transfer your salary to apply. However to avail the best rates require the salary is required to be transferred The processing fee is 1% of the total finance amount. However, there is no process fee for balance transfers. The early settlement fee for this finance is 1% of the outstanding amount (principal + profit) to date. The bank has the discretion to waive any or all of the total outstanding profit. Insurance fees are 0.35% of the finance amount. The profit rate starts from 3M EIBOR +1.75% p.a. This rate is variable, based on the Central Bank's 3 month EIBOR rate plus a bank margin. The reducing rate of this finance is 3.49% and the equivalent flat rate is 1.63%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only

Min. Salary AED 15,000
Flat Rate
(est. equivalent)
From 0% p.a.
Reducing Rate
(est. equivalent)
From 1.75% p.a.
Arrangement Fee 1%
Downpayment 25%
Max Finance Amount AED 15M
Fixed/Variable Variable
Early Settlement Fee 1%
Great for
Finance for many approved properties
Be Aware
High minimum salary requirement to apply for this loan
There is a down payment requirement
Main Benefits

  • Finance up to AED 15,000,000
  • Long repayment tenure

Overview of Features

  • This finance is sharia-compliant.
  • Expats are required to put 25% as down payment for this finance. UAE Nationals are required to put 20% as down payment for this finance.
  • The maximum amount of finance offered is AED 15,000,000.
  • You require a minimum salary of AED 15,000 per month to be eligible.
  • It is not a requirement to transfer your salary to apply. However to avail the best rates require the salary is required to be transferred
  • The processing fee is 1% of the total finance amount. However, there is no process fee for balance transfers.
  • The early settlement fee for this finance is 1% of the outstanding amount (principal + profit) to date. The bank has the discretion to waive any or all of the total outstanding profit.
  • Insurance fees are 0.35% of the finance amount.
  • The profit rate starts from 3M EIBOR +1.75% p.a.
  • This rate is variable, based on the Central Bank's 3 month EIBOR rate plus a bank margin.
  • The reducing rate of this finance is 3.49% and the equivalent flat rate is 1.63%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only




    Inquire