Abu Dhabi Real Estate

The down payment is approximately 20% Finance repayment period of up to 25 years. You require a minimum salary of AED 12,000 per month to be eligible. It is not a requirement to transfer your salary to apply but there is an interest rate discount if you transfer your salary. The processing fees is 1% of the finance amount. Processing fees are 0% on Buyouts The early settlement fee is 1% of the remaining balance or AED 10,000 which ever is lower (Buyout), and 1% of remaining balance (from the same bank). Life (0.033) and Property (0.04) Insurance are mandatory to avail this finance. The reducing rate starts at 3.54 The reducing rate of this finance is 3.54% and the equivalent flat rate is 2.18%. The calculation used is a division of the reducing rate by 1.623 and this is indicative only. Invest in plots of land and farms for UAE Nationals only

Min. Salary AED 12,000
Flat Rate
(est. equivalent)
From 2.18% p.a.
Reducing Rate
(est. equivalent)
From 3.54% p.a.
Arrangement Fee 1%
Downpayment 25%
Max Finance Amount AED 20M
Fixed/Variable Fixed
Early Settlement Fee 1%
Great for
Finance for ready villas and apartments
Be Aware
There is a down payment requirement
Main Benefits

  • Flexibility to repay up to 15% of your Outstanding every year without any additional charges or fees

Overview of Features

  • The down payment is approximately 20%
  • Finance repayment period of up to 25 years.
  • You require a minimum salary of AED 12,000 per month to be eligible.
  • It is not a requirement to transfer your salary to apply but there is an interest rate discount if you transfer your salary.
  • The processing fees is 1% of the finance amount. Processing fees are 0% on Buyouts
  • The early settlement fee is 1% of the remaining balance or AED 10,000 which ever is lower (Buyout), and 1% of remaining balance (from the same bank).
  • Life (0.033) and Property (0.04) Insurance are mandatory to avail this finance.
  • The reducing rate starts at 3.54
  • The reducing rate of this finance is 3.54% and the equivalent flat rate is 2.18%. The calculation used is a division of the reducing rate by 1.623 and this is indicative only.
  • Invest in plots of land and farms for UAE Nationals only




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