Abu Dhabi Real Estate

You are required to put 25% as downpayment for this product. UAE National finance of 1st property; if the value of property less or equal to AED 5 million 20% down payment is required and if the value of the property is more than AED 5 million 30% is required as down payment. UAE National finance of 2nd or subsequent property; 35% is required as down payment. Expatriate finance of 1st property; if the value of property less or equal to AED 5 million 25% is required as down payment and if the value of the property is more than AED 5 million 35% is required as down payment. Expatriate finance of 2nd or subsequent property; 40% is required as down payment. Finance repayment period of up to 25 years. You require a minimum salary of AED 15,000 per month to be eligible It is a requirement to transfer your salary to apply. The processing fee is 1% of loan amount The early settlement fee is 1% [max AED 10000] Life & property Insurance is covered and the fee is 0.03% of the outsanding balance. The rate is 3.49% variable for one year, then 4.5% variable. The rate is calculated as a reducing rate. This rate is variable and is based on EIBOR plus a margin by the bank. The reducing rate of this finance is 3.49% and the equivalent flat rate is 1.92%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only Any completed property.

Min. Salary AED 20,000
Flat Rate
(est. equivalent)
From 1.92% p.a.
Reducing Rate
(est. equivalent)
From 3.49% p.a.
Arrangement Fee 0%
Downpayment 25%
Max Finance Amount AED 7.3M
Fixed/Variable Variable
Early Settlement Fee 1%
Great for
Finance available for any completed property
Free Arab Bank Visa Credit Card for the first year
Be Aware
There is a down payment requirement
There is an early settlement fee
Main Benefits

  • Free Arab Bank Visa Credit Card for the first year
  • Finance amount up to AED 5.5 million with a repayment period up to 25 years

Overview of Features

  • You are required to put 25% as downpayment for this product. UAE National finance of 1st property; if the value of property less or equal to AED 5 million 20% down payment is required and if the value of the property is more than AED 5 million 30% is required as down payment. UAE National finance of 2nd or subsequent property; 35% is required as down payment. Expatriate finance of 1st property; if the value of property less or equal to AED 5 million 25% is required as down payment and if the value of the property is more than AED 5 million 35% is required as down payment. Expatriate finance of 2nd or subsequent property; 40% is required as down payment.
  • Finance repayment period of up to 25 years.
  • You require a minimum salary of AED 15,000 per month to be eligible
  • It is a requirement to transfer your salary to apply.
  • The processing fee is 1% of loan amount
  • The early settlement fee is 1% [max AED 10000]
  • Life & property Insurance is covered and the fee is 0.03% of the outsanding balance.
  • The rate is 3.49% variable for one year, then 4.5% variable. The rate is calculated as a reducing rate.
  • This rate is variable and is based on EIBOR plus a margin by the bank.
  • The reducing rate of this finance is 3.49% and the equivalent flat rate is 1.92%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only
  • Any completed property.




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