Abu Dhabi Real Estate

You are required to put 15% as downpayment for this product Finance repayment period of up to 30 years You require a minimum salary of AED 10,000 per month to be eligible. It is not a requirement to transfer your salary to apply 1% of the original loan amount if fee is paid upfront and 1.25% of original loan amount if fee is added to loan amount. Minimum processing fee of AED 3000. 1% of the principle amount if self funded and repaid within the first 3 years and 3% if paid by another bank. Insurance is provided but is dependent on customer age; salary; health The interest rate starts from 3.81 % and is variable with fixed margin for 24 months. The rate is calculated as a reducing rate and varies depending on the customers profile. This rate is variable and is based on EIBOR plus a margin by the bank The reducing rate of this finance is 3.81% and the equivalent flat rate is 2.1%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only. You can finance any ready property in Abu Dhabi

Min. Salary AED 10,000
Flat Rate
(est. equivalent)
From 2.1% p.a.
Reducing Rate
(est. equivalent)
From 3.81% p.a.
Arrangement Fee 1%
Downpayment 15%
Max Finance Amount AED 15M
Fixed/Variable Variable
Early Settlement Fee 1%
Great for
High loan amounts
There is a long repayment period
There is a low minimum salary requirement
Be Aware
Available to only UAE nationals
Finance available for properties only in Abu Dhabi
Main Benefits

  • Home Finance Amount is up to 15 Million for repayment period of up to 30 of years

Overview of Features

  • You are required to put 15% as downpayment for this product
  • Finance repayment period of up to 30 years
  • You require a minimum salary of AED 10,000 per month to be eligible.
  • It is not a requirement to transfer your salary to apply
  • 1% of the original loan amount if fee is paid upfront and 1.25% of original loan amount if fee is added to loan amount. Minimum processing fee of AED 3000.
  • 1% of the principle amount if self funded and repaid within the first 3 years and 3% if paid by another bank.
  • Insurance is provided but is dependent on customer age; salary; health
  • The interest rate starts from 3.81 % and is variable with fixed margin for 24 months. The rate is calculated as a reducing rate and varies depending on the customers profile.
  • This rate is variable and is based on EIBOR plus a margin by the bank
  • The reducing rate of this finance is 3.81% and the equivalent flat rate is 2.1%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only.
  • You can finance any ready property in Abu Dhabi




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