Abu Dhabi Real Estate

Approval in Principle (AIP) provided in 60 minutes**** Free overpayments of up to 25% on the outstanding amount per calendar year Eligible for an HSBC Premier Account if home loan is AED 3M or more

Min. Salary AED 15,000
Flat Rate
(est. equivalent)		 From 0% p.a.
Reducing Rate
(est. equivalent)		 From 2.79% p.a.
Arrangement Fee 0.5%
Downpayment 20%
Max Finance Amount AED 20M
Fixed/Variable Fixed
Early Settlement Fee 1%
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Main Benefits

 
  • Finance available for; 1. Balance transfer; 2. New home loan; 3. Last Payment Finance
  • You need to be a UAE resident aged between 21 to 65 years
  • If you reside outside the UAE, you may be eligible for a HSBC Home Loan provided you are an HSBC Premier Customer and meet their lending criteria
  • *Fixed for 1 year
  • **(0.525% inclusive of VAT) of loan amount, Min. AED 5,000 (AED 5,250 inclusive of VAT) for Jade and Premier customers, Balance Transfer: AED 2,625 (inclusive VAT)
  • ***(1.05% inclusive of VAT) on the loan amount being overpaid or AED 10,000 (AED 10,500 inclusive of VAT), whichever is less
  • ****Home Loan approval is in principle. It will be provided in 60 minutes after submitting satisfactory documentation to an HSBC Advisor during working hours between Sunday to Thursday, 8:00am to 4:00pm
  • The down payment requirement for UAE Nationals is 20% and 25% for Expats. The down payment requirement for UAE Nationals as a first house owner occupier is 20% of property value if property value is up to AED 5M and 30% of property value if property value is more than AED 5M. If you are a second and subsequent house owner or Investment, a 35% down payment of property value is required regardless of the value. For expatriates who are first house owner occupiers, a down payment of 25% of property value is required if property value is up to AED 5M and a down payment of 35% of property value is required if property value is more than AED 5M. If you are a second and subsequent house owner or Investment, a down payment of 40% of the property value is required regardless of value

Overview of Features

  • Approval in Principle (AIP) provided in 60 minutes****
  • Free overpayments of up to 25% on the outstanding amount per calendar year
  • Eligible for an HSBC Premier Account if home loan is AED 3M or more


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